Ten Ways to Save
Ten Ways to Save Money by Crown Financial MinistriesMost families are looking for ways to save money, and financial consultants by the hundreds feel that they have the money-saving methods for which these families are looking. These include everything from refinancing home mortgages, taking home equity loans, and getting low-interest charge cards to no-down payment investment property, and borrowing against retirement funds.
In evaluating the multiplicity of suggestions and money-saving options, 10 suggestions seem to be advised more than any others: (1) give to God; (2) start small; (3) put money into a company retirement account; (4) monitor ATM withdrawals; (5) pay off charges and loans; (6) pay extra on home mortgage; (7) pay off car loan; (8) open an IRA; (9) evaluate life insurance; and (10) be accountable for your money.
Give to GodWhen we recognize that God owns everything and all blessings come from Him, our role as managers, or stewards, becomes evident. Part of being a good steward is giving back to God a portion of what He has entrusted to us. It is not that God needs our money. Rather, giving serves as an external, material testimony that God owns both the material and spiritual things of our lives and that He is the source of all our supply.
Malachi 3:10 is the first place that really directs the tithe: “Bring the whole tithe into the storehouse, so that there may be food in My house.” In the Old Testament, the storehouse was a physical place where the Jews would deliver their offerings of grain and animals. Ideally, the church should serve as the storehouse in God's economy today.
Although the tithe is an indicator of our obedience to God's laws, He is looking for the right attitude in our giving. If there were not a willingness to give back to the Lord a portion of what He has entrusted to us, then even giving above the tithe would be of little use. So, since the tithe's purpose is to be a testimony of God's ownership, each believer should give bountifully and cheerfully.